Equator
99.99% Core Uptime

The financial OS for high-volume merchants.

Equator sits between your business and the global banking network. Unify your POS terminals, vendor payouts, and corporate treasury into a single API—with zero single points of failure.

ENV: PRODUCTION STATUS: HEALTHY

Volume (24h)

$12.4M

Success Rate

99.98%

Active Terminals

4,092

Merchant ID Amount Route Status
POS-LHR-01 $450.00 CHASE-API SETTLED
WEB-CHK-89 $1,205.50 STRIPE-RT SETTLED
POS-NYC-42 $89.99 Failover BANK-B-RT REROUTED
AcmeCorp GLOBEX Initech Soylent Massive Dynamic
AcmeCorp GLOBEX Initech Soylent Massive Dynamic

One integration. Infinite scale.

Equator consolidates your entire financial stack. Stop managing dozens of vendor dashboards and bank portals. Control your money flow from a single API endpoint.

POS Orchestration

Manage thousands of physical retail terminals from a centralized dashboard. Push firmware updates, monitor connection health, and reconcile daily batches instantly.

Explore hardware

Corporate Cards

Issue unlimited virtual and physical expense cards instantly. Enforce granular spending limits, lock to specific merchant categories, and automate receipt tracking.

Issue cards

Treasury Routing

Automate massive global payouts. Route funds intelligently across ACH, wire, and local real-time networks to minimize settlement fees and eliminate manual batch files.

View routing

Zero downtime with Smart Failover.

When a traditional banking switch goes offline, your checkout fails. Equator's smart routing engine detects latency and network timeouts in milliseconds, automatically routing the transaction through a backup acquirer before the customer even notices.

  • Sub-50ms Detection Instantly identifies degraded bank API performance.
  • Cost-Optimized Routing Defaults to the processor with the lowest interchange fee.
E-Commerce Checkout
Bank A (Timeout)
Auto-Route
Bank B (Active)
capture_payment.js
const Equator = require('@equator/node');

const equator = new Equator(process.env.EQ_SECRET_KEY);

// Process a charge with smart routing enabled
const payment = await equator.charges.create({
  amount: 45000, // Cents
  currency: 'usd',
  source: 'tok_visa_corporate',
  routing_strategy: 'cost_optimized',
  metadata: {
    order_id: 'ORD-89234'
  }
});

console.log(`Captured via ${payment.network_routed}`);

Designed for engineers.

Equator abstracts away the legacy banking system. We provide idiomatic SDKs for Node.js, Python, and Go, complete with robust webhooks and idempotent API design.

PCI-DSS Level 1

We tokenize all sensitive card data, keeping your servers out of PCI scope.

Instant Webhooks

React to chargebacks, settlements, and terminal status changes in real time.

Read the Documentation

$50B+

Annual Volume

130+

Currencies

99.99%

API Uptime

<150ms

Avg Latency